Begin your search with a loan finder service.  Do not limit your self to direct lenders only.  These services have hundreds of lenders they work with which gives you more chances on getting a payday loan approval. 

Look for contact information.  The lender should have a customer service number posted on their website and emails.  You should be able to contact them in case you have any questions or concerns.  Test and call the number. The next thing to be concerned about is that the transfer of sensitive information is secure. So when submitting your application, read your browser and make sure the page reads https:// and not http://.  The “s” means that it’s a secured webpage.  And finally, you should never have to pay upfront fees for a payday loan. Read your loan agreement’s terms and conditions prior to signing online.